PriceWorld Pricing intelligence
FILE PW-AICOSTS As of Feb 2026

AI subscriptions · price vs. what you get, on record

What your AI subscription actually gives you.

A public, dated record of what 8 consumer AI tools charge — the recorded monthly price, its annual-equivalent per month, what the plan is recorded to include, and every dated change where the price held but the plan was restructured. Almost everyone charges $10–$30/mo; this file keeps what each plan is on record to include, not just the sticker.

Each figure is a recorded reading, dated Feb 2026. A "recorded change" is a dated plan restructure where the price held but the terms moved — not a claim that you personally lost value. Not a live feed and not a quote; plans and limits change, so confirm the current plan with the provider before you subscribe.

What this file holds
Paid from
The price each tool is recorded to charge from on its tracked paid consumer plan.
Annual
The per-month equivalent when the plan is billed annually, where offered.
Includes
What the plan is recorded to include — limits, model access, credits.
Changes
Dated restructures where the price held but the plan terms moved.

Section · The record

AI subscriptions, by monthly price

Ranked by recorded paid-from monthly price, lowest first. 5 of 8 carry a dated plan change on file; 7 are recorded to offer a free tier. The prices are recorded readings, the changes are dated, and this index is not live tracking.

AI subscriptions ranked by recorded paid-from monthly price · recorded readings, dated Feb 2026
Tool Type Paid from Annual What you get Plan status Free tier
GitHub Copilot Pro plan Code $10/mo no annual discount Unlimited completions, chat, pull request summaries Changed Dec 2025 $0 free tier
Perplexity Pro Pro plan Search $20/mo $17/mo save 15% 300+ Pro searches/day No change on file $0 free tier
ChatGPT Plus Plus plan Chat $20/mo no annual discount Expanded GPT-5.2 access, advanced reasoning, deep research, agent mode Changed Jan 2026 $0 free tier
Claude Pro Pro plan Chat $20/mo $17/mo save 15% More usage across all models, Claude Code, Cowork, Research, Memory Changed Feb 2026 $0 free tier
Gemini Advanced AI Pro plan Chat $20/mo no annual discount Gemini 3.1 Pro, Deep Research, Veo 3.1 video, 2TB storage Changed Jan 2026 $0 free tier
Cursor Pro plan Code $20/mo no annual discount Extended Agent limits, unlimited Tab completions, Cloud Agents Changed Feb 2026 $0 free tier
v0 by Vercel Premium plan Code $20/mo no annual discount 1000 credits/mo No change on file $0 free tier
Midjourney Standard plan Image $30/mo $24/mo save 20% 15h fast GPU/mo No change on file No free plan

"Annual" is the per-month equivalent when billed annually, where the provider offers it; "save %" is measured against that tool's own monthly price. "Plan status" flags whether a dated restructure is on file, not a judgement of value. Figures are recorded readings dated Feb 2026, not a live quote — confirm the current plan with the provider before you subscribe.

Section · Open a tool's file

The 8 tools on record

Each file holds the tool's recorded monthly price, its annual-equivalent, what the plan is recorded to include and any dated change. Open one to see the full record.

Section · Same price, changed terms

Recorded plan changes, newest first

Every dated restructure on file where the price held but the plan terms moved — a new tier, a rename, an added feature, a changed limit. 5 on record across 5 of 8 tools. Each is a recorded, dated reading, not a live feed.

  1. Feb 1, 2026 Claude Pro Chat $20/mo held Annual plan introduced at $17/mo ($200/yr). Max tier added from $100/mo.
  2. Feb 1, 2026 Cursor Code $20/mo held Added Pro+ ($60/mo) and Ultra ($200/mo) tiers. Pro now includes Cloud Agents.
  3. Jan 20, 2026 Gemini Advanced Chat $20/mo held Rebranded to Google AI Pro. Added Veo 3.1 video, Lyria 3 music gen, NotebookLM access.
  4. Jan 15, 2026 ChatGPT Plus Chat $20/mo held Model upgraded to GPT-5.2, new Go tier added below Plus
  5. Dec 1, 2025 GitHub Copilot Code $10/mo held Restructured to Free/Pro/Pro+/Business/Enterprise tiers. Pro+ at $39/mo adds more model access.

Section · What the headline price hides

Where a $20/mo plan quietly shifts

The sticker price is rarely the whole story. These are the patterns that move what you actually get for the same monthly charge.

Same price, changed terms

The most common move on file is the dated restructure: the monthly price holds while limits, model access or credits are re-cut. The price tag tells you nothing about it — the dated record does.

Tier creep

New higher tiers — Pro+, Max, Ultra — often arrive above the plan you already pay for, quietly moving the best limits and newest models up-market while your tier holds its price.

Credits & caps

"Unlimited" frequently means a fast-GPU window, a monthly credit pool or a daily search cap. When the pool runs dry the plan slows or stops — the cap, not the sticker, is the real limit.

The annual lock

A lower per-month figure usually means committing for a year up front. The discount is real, but so is the lock-in — and the plan you locked can be restructured inside that year.

Section · How this file stays honest

Source, passport and corrections

Prices and limits here are recorded readings and the changes are dated from each tool's recorded plan history; PriceWorld does not treat this index as live tracking. Watch a plan so you hear before it changes, or flag a figure that looks wrong.

Watch a plan before it shifts

Start a Price Passport on your AI tool and we'll alert you when its recorded price or plan terms change — we tell you, not the provider. Free early access; preview environments don't save an email.

Free early access · we alert you, not the provider · unsubscribe anytime.

Start a Price Passport

Seen a different price or limit?

Quality-checked

Help keep these readings honest. Confirm a plan, report a different price or limit you were actually given, or submit a source — every report opens a verification review and never overwrites a published figure on its own.

  • Confirm it still matches what the provider charges today.
  • Report a different price or limit you were actually given.
  • Submit a link or screenshot that backs the real figure.
Flag an AI plan

See what your $20/mo really buys.

The figures here are dated, recorded readings — confirm the current plan with the provider, then open a tool's file for the full record.

Figures are recorded AI-subscription readings, each dated Feb 2026. "Annual" is the per-month equivalent when billed annually, where offered; "save %" is measured against the tool's own monthly price. A "recorded change" is a dated plan restructure where the price held but the terms moved — not a recommendation and not a claim that you personally lost value. Plans, limits and credits change and may carry conditions; this index is not live tracking, so confirm the current plan with the provider before you subscribe.