Vendor and number — nothing else
Pick who is renewing you and type the amount on the notice. No email, no account, no card. The docket line is two facts and neither is about you.
The rate ruling · is my renewal fair?
Name the vendor and the renewal you've been quoted. We stamp the number against the prices we already hold on file — before you hand over a single thing about yourself.
The ruling reads your number against prices we've recorded. It's a dated reading — not a live quote, not a guarantee.
The method · How the ruling reads
We show the corridor we hold before you type your number — so you can see we hold the data, not just take our word for it.
Pick who is renewing you and type the amount on the notice. No email, no account, no card. The docket line is two facts and neither is about you.
The moment you pick a vendor, we show the renewal corridor we have on file for it — the low, the median, the high — before you type a thing. The evidence comes first.
Your number gets stamped against that corridor: in line with the renewal prices we hold on file, above the recorded range, or a renewal cliff. One stamp, one reading.
The terms · How the ruling behaves
The same caveats travel with every stamp.
The corridor is built from the renewal prices we have already recorded and hold on file for the same thing. It carries the date it was last verified — it is a reading at a point in time, never a live feed and never a promise of accuracy.
The ruling is about the number on your notice and how it sits against the renewal prices on file — not a judgement of the company. A cliff is a pricing behaviour worth fighting, stated plainly.
The check runs in your browser against the corridor on the page. You hand us a vendor and a number to get a ruling; we never connect to your bank and never read your mail.
We keep nothing from this check — it runs against the corridor on the page. If you want us to watch a renewal date and reach you before the charge, that's the early-access lane, and there you hand us only the service, the date, the price, and an email.