Transit · fuel, insurance & rideshare on record
What transit really costs, on the record.
A public, dated record of transit costs — we keep 4 national fuel grades, 6 major auto insurers and 3 rideshare passes on file. Each figure is a recorded reading — source-backed where read at the source, modeled where labelled — and dated either way.
Figures on this page are recorded readings from the project datasets, each dated Mar 2026 — source-backed where available, modeled where labelled. Not a live feed and not a quote; rates and perks change, so confirm with the provider before you buy.
- Reading
- What a fuel grade, insurance carrier or pass is recorded to cost.
- Cadence
- Per gallon, per month or per year — as the provider lists it.
- Source
- Where the figure was read, and the date it was recorded.
- Caveat
- A dated reading, not a live quote — confirm with the provider before you buy.
Section · On file
Transit costs, mapped by subcategory
Three subcategories are on file today — fuel, auto insurance and rideshare passes — with transit passes in preview. Filled marks have recorded readings now; hollow marks are preview.
- Regular $3.10/gal
- Midgrade $3.50/gal
- USAA · lowest on file $1,400/yr
- Cheapest → dearest spread $800/yr
- Uber · Lyft · DoorDash $9.99/mo
- Open the rideshare file compare →
- Metro · bus · commuter rail not yet on file
Section · Fuel & Charging
National average fuel prices
U.S. National Average — recorded 2026-03. Source: AAA. Per-gallon readings, dated; not a live feed.
Premium runs $0.75/gal over Regular — about $468/yr more at a modeled 12 gallons a week. The per-year figure is modeled from the recorded grades, not a recorded reading.
Section · Auto Insurance
Annual premiums by carrier
Average full coverage (100/300/100) premiums, recorded 2026-03. Source: NerdWallet / Policygenius. Modeled on a sample profile (single vehicle, clean record); your own quote will differ.
| Carrier | Note | Monthly | Annual | vs cheapest | Tier |
|---|---|---|---|---|---|
| USAA | Military & families only | $117/mo | $1,400/yr | Lowest on file | Source-backed |
| GEICO | Best for online-first shoppers | $138/mo | $1,650/yr | +$250/yr | Source-backed |
| State Farm | Largest U.S. insurer by market share | $154/mo | $1,850/yr | +$450/yr | Source-backed |
| Progressive | Snapshot usage-based discount available | $163/mo | $1,950/yr | +$550/yr | Source-backed |
| Allstate | Drivewise and bundling discounts | $175/mo | $2,100/yr | +$700/yr | Source-backed |
| Liberty Mutual | Customizable coverage options | $183/mo | $2,200/yr | +$800/yr | Source-backed |
The cheapest-to-dearest spread on file is $800/yr (USAA → Liberty Mutual). Premiums are dated averages for a sample profile, not a quote — confirm with the carrier before you buy.
Section · Preview
Coming onto the record
Transit passes — Metro, bus and commuter-rail fares across major cities — are in preview, not yet on file. Suggest a category to prioritise.
Transit Passes
Metro, bus and commuter-rail passes across major cities. No recorded readings on file yet.
Know the number before you pay.
Transit costs here are dated, recorded readings — confirm with the provider before you buy, then browse the rest of the record.
Figures are recorded readings from the project datasets — gas prices from AAA, auto insurance from NerdWallet / Policygenius, rideshare from official pricing pages — each dated Mar 2026. Source-backed where read at the source; modeled where labelled (e.g. the per-year fuel estimate). Not a live feed; rates and perks change, so confirm with the provider before you buy. Counts are coverage on record, not a promise of accuracy.